Ethical Finance & Mortgage Solutions

ETHICAL FINANCE AND MORTGAGE SOLUTIONS is situated in Cessnock, NSW. 

We are able to provide Financial Assistance Australia Wide (with the Exception of the ACT & WA).

Our Aim is to Provide Affordable Finance Solutions, specifically tailored to each of our Individual Clients - after all - every situation is unique.

TYPES OF LOANS PRODUCTS WE PROVIDE:

• Residential Mortgages
• Investment Property Loans
• Commercial Loans
• Reverse (Equity) Mortgages
• Debt Consolidation Loans
• 100% Finance Loans
• 105% Finance Loans
• Self Employed Mortgages
• 1 Day ABN Mortgages
• Machinery & Equipment Finance & Leasing
• Credit Impaired Mortgages
• Motor Loans
• Personal Loans
• Specialised Security Loans (Including Hospital, Restaurants, Development Projects, Apartments, Vineyards, Hotels, Child Care Centres, Backpacker Accomodation, Retirement Villages, Medical Centres, Golf Courses and Others).

OTHER PRODUCTS & SERVICES WE PROVIDE:

• Life, TPD, and Trauma Insurance
• Home and Contents Insurance
• Mortgage Protection Insurance
• Superannuation Funds (Referral Service)
• Budgeting Assistance (Personal & Business)
• FIRST HOME OWNERS GRANT Preparation and Lodgement
• Brochures, Information Sheets, Booklets, E-Books, CD's and Books on Finance Matters, Wealth Creation and Personal Development
• Information on Teaching Children and Teenagers Money Management Skills

Certifications: * CERT IV IN FINANCIAL SERVICES (Finance & Mortgage Broking) * Tier I & II Financial Services Training * PS146 Certification for Insurance & Life Products * SEQUAL Certification * WIMBN Member and Mentor * COSL Member

Products: * MORTGAGES _ COMMERCIAL LOANS _ EQUIPMENT FINANCE _ REVERSE (EQUITY) MORTGAGES _ PERSONAL LOANS _ MOTOR LOANS _ ASSET LENDING _ SHORT TERM & CAVEAT FINANCE;

Services: * LOANS * RANGE OF INSURANCES * FIRST HOME OWNERS GRANT PREPARATION & LODGEMENT * BUDGETING ASSISTANCE (Personal & Business) * THERE IS NO FEE FOR OUR MORTGAGE SERVICES. For Services that do attract a Fee, we also accept PAYPAL, Direct Deposit, Bank Cheque and Money Order.