COMMONWEALTH FINANCIAL PLANNING

“Being different requires conviction to stand against the herd and to be patient”

“Investors are the market. So if we behave like other investors, then we will only ever be average, The only way to create real wealth and beat the market is to be different.”

“John Abernethy is the Chief Investment Officer at Clime Asset Management. Originally formed in 1996, Clime is a boutique fund manager with approximately $500M under management. Proven to be one of Australia's top performing fund managers over the last several years, Clime offers individually managed accounts and a listed equities fund to investors looking for consistent long term returns. John is widely sought after for industry and market comment.”

“Abernethy attributes the fund's superior returns to good market timing and successful stock picking. It has also helped to be invested in some high yielding securities, which has helped boost overall returns in an otherwise low earnings growth environment.”

“The way we invest, using a return on equity model, stocks pick themselves. You just have to wait to buy them and then sell them when they are overvalued”

“This is a market research company that has no business ethics. They ring your market research audience and hang up when they answer. Their answering machine is always full from abusive market research people. Using this market research company will ensure a loss of anyone business and a waste of your time and money.”

“Been with these guys for a while now. About 9 months. Good service, decent value for money. Not bad at all.”

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“I am a self employed professional who was enticed by LGH through wealth creation "seminars" in 2000 to participate in investments on a joint venture basis with LGH. Between 2000 and 2007 I participated in no fewer than twelve investments and for the first five years where investments were rolled over (paper transfers) there were no problems. However, when the first sales of assets began there were delays of up to 15 months in obtaining capital return and capital gains. The capital gains were less than predicted. The last investment in 2007 was purely on the basis that it was promoted as being totally different, with LGH bearing all the risk and a guarantee that I would be paid capital and capital gain within 30 days of the end of the 15 month term of this investment.
To date, they have not returned the capital nor the capital gain which was due 8 months ago. Furthermore they are unilaterally withholding capital and capital gains totalling more than $240,000 from my other investments that settled during early 2008.”

“Good people to deal with. Highly recommend +++++”

“My husband and I have purchsed 2 investment properties through this company and we have nothing but the highest respect for their products and services. We have NEVER had a day's vacancy in either property and our tennants are first class.”

“After buying our first 2 investment propertys ourselves, we decided to see if an investment property specialist could be of any use to us for our third property. We met Steve through friends which had bought through him and we found him to be very very helpful. The properties he showed us were well priced, with good rentals and good growth potential. We ended up buying our third property through Steve and we are very happy with the result.
Ian & Jane W.”

“Steve made the process of finding, financing and buying an investment property very easy for us. We are now talking to him about our next one.
Susan”